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MetaMask launches “Transaction Shield” subscription with $10,000 loss guarantee

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MetaMask Introduces “Transaction Shield” to Enhance User Security

MetaMask, a leading cryptocurrency wallet provider, has launched a paid security subscription called “Transaction Shield” that promises users a refund if its threat detection tools fail. The service, which costs $9.99 per month, provides coverage up to $10,000 for transactions that the wallet incorrectly labels as “secure.” This move aims to alleviate the fear of signing malicious contracts, a common vector that can result in significant financial losses for users.

The feature is designed to provide an additional layer of protection for users, as seen in the case of a victim who lost over $3 million in August 2025 due to a malicious contract. The “Transaction Shield” works by providing a guarantee that if the system greenlights a transaction but funds are stolen, MetaMask will reimburse the user. This innovative approach signals a shift for wallet providers from passive tools to active, paid guardians.

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Source: MetaMask

The Fine Print: Understanding What’s Covered and What’s Not

The “Transaction Shield” has specific terms and conditions that users should be aware of. The coverage applies to assets lost during the interaction itself, such as a drainer contract disguised as a coin. However, it does not cover compromised keys, protocol hacks, or market volatility. For instance, if a user loses their seed phrase or falls for a phishing site that steals credentials, the payout is zero. Similarly, if a protocol like Aave or Uniswap is exploited after deposit, MetaMask will not be liable.

The coverage is limited to $10,000 per month for 100 eligible transactions, and claims must be submitted within 21 days. Withdrawals in millions of USD occur within approximately 15 business days. It’s essential for users to understand the terms and conditions of the “Transaction Shield” to ensure they are adequately protected.

Market Context and Availability

The “Transaction Shield” service supports major EVM chains, including Ethereum, Arbitrum, Polygon, BNB Chain, and Base. Currently, it is only available in the browser extension, with mobile support pending. This move by MetaMask demonstrates a commitment to providing users with a secure and reliable experience, which is critical for the growth and adoption of cryptocurrencies.

By monetizing security, MetaMask creates a recurring revenue stream while removing the biggest barrier to entry for retail capital: the fear of the sign button. As the cryptocurrency market continues to evolve, it’s likely that we’ll see more wallet providers offering similar services to enhance user security and confidence. For more information on the “Transaction Shield” and its features, visit the CryptoNews website.

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